Vibe Money Group

Website

Vibe Money Group Inc.

5 Investors
Financial Technology, Software
SACRAMENTO, CA

Vibe Pay Limited is a UK-based financial technology company, operating as VibePay, that provides an Open Banking-powered platform for instant and free account-to-account payments. The company bypasses traditional card networks to facilitate seamless transactions for its target audience. VibePay focuses on digitally-savvy consumers and the creator economy, positioning itself as a social payment solution.

Products & Team

VibePay Platform (Consumer App & Business Services)

Account-to-Account PaymentsSeed

The VibePay platform is a payment solution powered by Open Banking, delivered through a consumer mobile app and a suite of business services. The consumer app allows for instant peer-to-peer payments, payment requests via links or QR codes, and viewing multiple bank accounts in one place. The business platform enables SMEs, streamers, and creators to accept payments through payment links, QR codes, and an e-commerce checkout option, all with no transaction fees.

Value Proposition

The platform solves the problem of inefficient, slow, and costly payment transfers by removing traditional card networks and their associated fees and delays, making transactions instant, secure, and free for end-users.

Pain Points

The platform addresses customer frustration with high transaction fees and payment delays from traditional card networks. It also provides a simple, free solution for creators and small businesses to accept payments, tips, and donations for goods and services.

Zero transaction fees for core consumer and business payment servicesInstant, real-time payments processed directly between bank accountsSecure integration with user bank accounts via Open Banking APIsPersonalized 'VibeMe' links and QR codes for easy payment requests and collection
Industry
Other Technology
Primary business sector
Founded
2025
Year established
Location
SACRAMENTO, CA
Primary headquarters

Funding History

Total Raised:
$2.1M
E

Equity Offering

Closed
August 2025
$2.1M
Raised
Progress
100%
Raised
$2.1M
Target
$2.1M
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