Nestimate
Nestimate, Inc.
Nestimate, Inc. is a financial technology startup providing a software-as-a-service (SaaS) analytics platform for the defined contribution retirement plan market. The platform is engineered to help fiduciaries, such as retirement plan advisors and sponsors, simplify the complex process of evaluating, selecting, and monitoring in-plan guaranteed income products like annuities. By offering a guided due diligence workflow, Nestimate aims to streamline compliance and enable the scalable implementation of lifetime income solutions within 401(k) plans.
Products & Team
Nestimate Software Analytics Platform
The flagship offering is a B2B SaaS platform that serves as a data aggregation and due diligence engine for the 401(k) plan market. It provides a structured workflow, product recommendation algorithms, and ongoing monitoring tools to help fiduciaries navigate and comply with SECURE Act requirements when integrating in-plan annuities.
The platform addresses the significant challenge fiduciaries face in evaluating the complexities and risks of in-plan retirement income solutions. It provides a scalable, compliant, and defensible process for implementing annuities, overcoming the initial hurdles and making lifetime income a more accessible option in retirement plans.
Customers struggle with the complexity, time consumption, and fiduciary liability involved in prudently evaluating and selecting in-plan annuity products. They lack a standardized, efficient, and reliable method to compare different solutions and document their due diligence process for compliance purposes.