Cellpay

CellPay Corporation is a US-based fintech building cross-border digital payment and remittance infrastructure for Latin America and the Caribbean, with its operating roots in Haiti. Rather than ending a remittance at a cash-out window, CellPay routes diaspora funds directly into local merchant and agent networks so recipients can spend value in-country, including via prepaid gift vouchers sent through its mobile app and a marketplace of local merchants. It operates a high-capacity open-API transaction gateway that aggregates direct-to-account connections for small and medium businesses in emerging and frontier markets and links them to global remittance inflows. The company is affiliated with HaitiPay, Haiti's first central-bank-regulated fintech, whose co-founder Pascale Elie is CellPay's co-founder and chairwoman.

CellPay digitizes the receiving end of a remittance, not just the sending end: earmarked transfers land as spendable value at a network of local merchants and agents instead of a cash pickup, which removes the queue, the cash-out trip and the local exchange-rate spread while directing diaspora money into local businesses.