Fintech Startups

69 Fintech companies that have filed with the SEC.

69Companies
14Financial Technology
2Financial Services
2Financial Technology (FinTech)

1Fort Inc.

Other Technology
New York, New York

1Fort Inc. is a technology-driven company aiming to transform the business insurance industry. By leveraging artificial intelligence, it addresses the challenges of outdated workflows to provide streamlined and efficient insurance solutions for brokers and their clients.

Founded 2021

AKUVO LLC

Other Technology
Malvern, Pennsylvania

AKUVO LLC is a software company headquartered in Malvern, Pennsylvania, that specializes in collections, credit risk management, and portfolio analytics tailored for the financial services industry. Utilizing state-of-the-art technology, AKUVO aims to enhance operational productivity and financial performance for its clients by addressing inefficiencies in the debt collection process.

Anodos Labs Inc.

Other Technology
Sheridan, Wyoming

Anodos Labs Inc. simplifies blockchain and Web3 technologies for individuals and businesses. The company focuses on decentralized finance (DeFi) and on-chain financial activities by removing complexities like wallets, private keys, and transaction fees.

Founded 2023

ARCS Holdings, LLC

Other Technology
Wilmington, Delaware

ARC Group Holdings LLC is a prominent financial services holding company based in Delaware, boasting a nationwide presence through its diverse array of subsidiary financial institutions. It excels in delivering comprehensive financial solutions tailored to a multitude of industries, thereby addressing key operational challenges faced by businesses today.

Founded 2024

Auditoria.AI, Inc.

Other Technology
San Jose, California

Auditoria.AI is a pioneering company specializing in AI-driven automation solutions specifically tailored for corporate finance teams. By leveraging advanced technologies, the company significantly enhances operational efficiency by transforming traditionally manual finance processes into intelligent, automated workflows.

BALANCEDTRUST, INC.

Other Technology
Plantation, Florida

BalancedTrust, Inc. is a specialized financial services firm that provides regulatory compliance solutions. The company focuses on serving clients within the banking, fintech, cryptocurrency, and payment services sectors, helping them navigate complex regulatory landscapes.

Founded 2024

Bancar Technologies Ltd

Other Technology

Bancar Technologies Ltd is an innovative fintech company focused on transforming the digital banking landscape by offering a suite of financial services aimed at underserved populations. With a mission to bridge the gap in financial access within emerging markets, particularly Latin America, the company has established a strong presence through its flagship brand, Ualá.

Benegames, Inc.

Other Technology
St. Simons Island, Georgia

Benegames, Inc. specializes in developing gamified solutions aimed at enhancing financial wellness and healthcare engagement. With a focus on innovative technology, the company strives to make financial management and health benefits more interactive and approachable for users.

Founded 2024

Bill360, Inc.

Other Technology
Tampa, Florida

Bill360, Inc. is a B2B company specializing in accounts receivable (AR) automation, aimed at enhancing cash flow and reducing Days Sales Outstanding (DSO) for businesses. Its innovative platform provides solutions for streamlining invoice management, payment collection, and tracking, thereby assisting companies in improving their financial operations.

Founded 2020

BLACKBOXSTOCKS INC.

Other Technology
Dallas, Texas

BLACKBOXSTOCKS INC. is a financial technology company designed to empower traders and investors with real-time analytics and stock screening tools. By integrating market data and advanced analytics, the platform helps users make informed investment decisions by identifying trading opportunities efficiently.

Branch Messenger, Inc.

Other Technology
San Francisco, California

Branch Messenger, Inc. is a workforce payments and employee self-service platform designed to enhance financial wellbeing and accelerate payments for hourly, gig, and frontline workers. Their solutions help mitigate the issues faced by workers regarding slow payment processes and financial stress management.

C2 Blockchain,Inc.

Other Technology
Miami, Florida

C2 Blockchain, Inc. is a blockchain and cryptocurrency investment company that specializes in capitalizing on the burgeoning digital asset market. The company is strategically focused on Bitcoin mining, strategic cryptocurrency accumulation, and offering innovative crypto-backed lending solutions.

Founded 2021

Celerity Enterprises, Inc.

Other Technology
Kansas City, Missouri

Celerity Enterprises, Inc. specializes in simplifying financial reconciliation and managing complex pricing agreements between suppliers and distributors in the business-to-business sector. By leveraging their advanced financial platform, the company facilitates enhanced communication and decision-making, ultimately leading to improved operational efficiency for their clients.

Founded 2020

Cerebro Capital, Inc.

Other Technology
Baltimore, Maryland

Cerebro Capital, Inc. is a financial technology company dedicated to modernizing the way mid-sized companies access and manage commercial lending. Through its innovative, data-driven platform, Cerebro Capital empowers businesses with enhanced transparency and efficiency in securing loans.

Ceretax, Inc.

Other Technology
Alpharetta, Georgia

CereTax, Inc. is a technology company that specializes in automating the complex processes associated with sales and use tax for businesses in the United States. Their innovative solutions are crafted to help organizations navigate the challenges of tax compliance across varied jurisdictions, products, and industries.

Founded 2020

Clearcover, Inc.

Other Technology
Chicago, Illinois

Clearcover, Inc. is a digital-first car insurance company dedicated to reducing the high costs and inefficiencies traditionally associated with auto insurance. By leveraging advanced technology, Clearcover offers a seamless and cost-effective insurance experience tailored for today's digital-savvy consumers.

Clearly Acquired LLC

Other Technology
Windsor, Colorado

Clearly Acquired LLC is a tech-enabled marketplace and platform that simplifies and accelerates the acquisition of small to medium-sized businesses (SMBs). The company's services tackle the complexities of deal-making in the business acquisition ecosystem, offering tools, financing, and data insights specifically designed for buyers, brokers, and sellers.

Founded 2023

Collation.AI, Inc.

Other Technology
Samford, Connecticut

Collation.AI, Inc. is an innovative financial technology company that specializes in delivering advanced data aggregation and analytics solutions tailored for wealth managers and family offices. Through its comprehensive platform, it enables financial professionals to manage complex datasets seamlessly, facilitating enhanced decision-making and reporting capabilities.

Founded 2023

Cookie Finance, Inc.

Other Technology
Henrico, Virginia

Cookie Finance, Inc. is a financial services provider that excels in delivering customized business finance management and tax optimization solutions. They offer expert guidance to streamline financial processes and maximize tax savings, addressing critical challenges faced by businesses in financial management and operations.

Founded 2024

Cre8tech Labs, Inc.

Other Technology
Pasadena, California

Cre8tech Labs, Inc. is a forward-thinking technology company specializing in the mortgage and lending technology sector. The company is dedicated to enhancing mortgage industry operations through innovative software solutions that integrate seamlessly with existing systems.

Crypto Co

Other Technology
Malibu, California

Crypto.com is a global cryptocurrency and blockchain financial services company offering a comprehensive suite of products. It facilitates the buying, selling, storing, and spending of digital assets for over 100 million customers worldwide. The company emphasizes regulatory compliance and security, positioning itself as a major, licensed player in the centralized cryptocurrency exchange market.

CypherFace Technologies, Inc.

Other Technology
Alpharetta, Georgia

CypherFace Technologies, Inc. is an innovative company specializing in the development of cutting-edge facial recognition technology aimed at enhancing security for payment processing and user authentication. By leveraging artificial intelligence, CypherFace provides solutions that not only mitigate fraud but also facilitate seamless and efficient financial transactions.

Founded 2024

Earlyasset, Inc.

Other Technology
Newark, Delaware

Earlyasset, Inc. is an innovative platform designed to address the liquidity challenges faced by shareholders in private companies. By creating a secondary market for private equity and options, it enables users to access cash from their investments in a transparent and efficient manner.

Founded 2024

Enbalg Group Corp

Other Technology

Enbalg Group Corp is an innovative technology company operating within the financial technology (fintech) sector. The firm focuses on providing advanced digital solutions that address various challenges faced by the financial services industry, leveraging cutting-edge technology to enhance efficiency and accessibility.

Founded 2020

Fincretive LLC

Other Technology
Boise, Idaho

Fincretive is a fintech startup that provides a universal payment gateway for the retail sector. It enables independent grocers, ethnic grocers, and convenience stores to process Medicare/Medicaid OTC and other healthy benefit card (HBC) transactions, which were previously largely inaccessible to them.

Founded 2024

Fintent Inc

Other Technology
Brooklyn, New York

Fintent Inc is a cutting-edge data analytics company that specializes in providing actionable insights and predictive signals about private companies, catering primarily to venture capital firms, private equity firms, and B2B lenders. By combining traditional firmographic data with alternative data sources, Fintent empowers financial institutions to make informed investment decisions based on the performance and potential actions of private entities.

Founded 2022

Flexbase Technologies, Inc.

Other Technology
San Francisco, California

Flexbase Technologies, Inc. delivers innovative financial services and solutions designed to enhance business cash flow management. The company focuses on addressing the unique financial needs of businesses, with particular expertise in serving the construction industry.

Fold, Inc.

Other Technology
Phoenix, Arizona

Fold, Inc. offers bitcoin-based financial services that help consumers and businesses integrate bitcoin into their daily financial activities. They provide innovative tools to earn, save, and spend bitcoin seamlessly. Fold aims to bridge the gap between traditional finance and the digital economy, empowering individuals to participate in the growing world of bitcoin.

Fraud Protection Network, Inc.

Other Technology
Aventura, Florida

Fraud Protection Network, Inc. (FPN) is a financial technology company based in Aventura, Florida, specializing in data intelligence solutions tailored for the mortgage and lending industries. Founded in 2012, FPN focuses on enhancing customer lifecycle management for lenders by streamlining processes and meeting market demands.

Friday Harbor, Inc.

Other Technology

Friday Harbor, Inc. specializes in streamlining the mortgage underwriting process, offering tools that enhance loan origination for lenders. Their solutions aim to produce accurate, complete, and fully underwritten loan files in real time, addressing inefficiencies in the loan origination process and ensuring compliance with lending standards.

Founded 2024

Highway Benefits Inc.

Other Technology
Manhattan Beach, California

Highway Benefits Inc. is an employee benefits platform based in California that directly addresses the student loan debt crisis by providing employers with modern benefit solutions. Their platform allows companies to offer financial relief to employees burdened by student loans, enhancing financial wellness and improving employee retention.

Founded 2021

Income Laboratory, Inc.

Other Technology
Golden, Colorado

Income Laboratory, Inc. is a financial technology company that specializes in providing advanced retirement income planning solutions. Known for its innovative approach, the company focuses on leveraging real-time data analytics to deliver personalized insights and strategies for financial advisors and their clients.

Founded 2020

Infineo Global GP, LLC

Other Technology
Nassau, C5

Infineo Global GP, LLC is an innovative financial technology firm dedicated to addressing the complexities of unclaimed life insurance benefits while enhancing liquidity and accessibility within the life insurance market. By focusing on the integration of advanced technologies such as blockchain and artificial intelligence, the company aims to revolutionize how life insurance policies are managed and utilized as investments.

Founded 2023

Kalshi Inc.

Other Technology
New York, New York

Kalshi Inc. operates a financial exchange regulated by the U.S. Commodity Futures Trading Commission (CFTC). The platform allows users to trade event contracts, which are financial instruments based on the outcomes of real-world events across categories like economics, politics, weather, and culture.

Kudos Technologies, Inc.

Other Technology
Woodland Hills, California

Kudos Technologies, Inc. is a fintech company focused on simplifying and maximizing credit card rewards for consumers. Their AI-powered smart wallet platform optimizes credit card usage, ensuring users get the most rewards and cash back on their purchases.

Founded 2021

LiquidX, Inc.

Other Technology

LiquidX, Inc. is a global financial technology company that focuses on digitizing, automating, and optimizing trade finance and working capital management processes. Headquartered in New York, they provide advanced platforms and solutions that streamline financial operations, enhance transparency, efficiency, and improve risk management for a diverse network of corporations, banks, institutional investors, and insurance providers.

Luma Financial Technologies, LLC

Other Technology
Cincinnati, Ohio

Luma Financial Technologies, LLC is a technology company that specializes in providing solutions for the financial services industry, focusing on the complexities of investment products. By offering a robust platform that streamlines the process of sourcing, managing, and complying with investment transactions, Luma enhances operational efficiency for financial professionals.

Machine Cover, Inc.

Other Technology
Manchester, Massachusetts

Machine Cover, Inc. is an innovative company specializing in parametric insurance solutions that address hard-to-insure risks traditionally overlooked by conventional insurance methods. By leveraging advanced technology, the company empowers insurance carriers and brokers to offer customized, trigger-based insurance policies that facilitate rapid claims processing and enhanced customer satisfaction.

Minutes Mojo Inc.

Other Technology
Gloucester, Massachusetts

Mojo, Inc. is a technology startup providing a hybrid solution that combines a software platform, mojoTools, with full-service bookkeeping for franchise operators. The company aims to simplify and automate back-office financial tasks, including daily revenue entries, bank reconciliations, and the generation of financial statements. Founded by an entrepreneur with a background in both Big Four accounting and software development, Mojo targets the specific administrative challenges faced by franchisees.

Founded 2025

Moon Technologies, Inc.

Other Technology
Thomaston, Connecticut

Moon Technologies, Inc. is a technology firm specializing in blockchain and cryptocurrency management software. The company's primary focus, as indicated by its registered trademarks, is the development of a downloadable internet browser plug-in that allows users to manage cryptocurrency transactions directly through their browser.

Musaffa, Inc.

Other Technology
New York, New York

Musaffa, Inc. is a private Islamic fintech startup offering a comprehensive Shariah-compliant investing and education platform. The company provides tools for Muslim investors globally to screen halal stocks and ETFs, conduct research, trade, and handle purification and Zakat obligations within a single integrated system.

Founded 2022

Nammu21, Inc.

Other Technology
New York, New York

Nammu21, Inc. is an innovative financial technology company dedicated to transforming the management of complex credit agreements and loan documentation. Through advanced digitization and analytics, Nammu21 streamlines the operational processes within syndicated lending and private credit markets, enabling financial institutions to operate more efficiently.

NewPayHealth, Inc.

Other Technology
Los Angeles, California

NewPayHealth, Inc. is a forward-thinking healthcare technology company that aims to alleviate the financial burden of healthcare costs faced by businesses and their employees. By leveraging advanced Health Savings Accounts (HSAs) and High Deductible Health Plans (HDHPs), NewPayHealth provides solutions that tap into significant savings on medical expenses.

Founded 2023

Numeral Two Inc.

Other Technology
San Francisco, California

Numeral Two Inc. specializes in providing comprehensive solutions for sales tax compliance tailored specifically for ecommerce and SaaS businesses. Their innovative services simplify the intricate processes involved in sales tax management, allowing companies to focus on growth while ensuring compliance across various jurisdictions.

Founded 2022

Paidly, Inc.

Other Technology
Fairport, New York

Paidly Inc. is a financial technology company based in Rochester, New York, that provides a cloud-based platform for employers to offer student loan repayment as an employee benefit. The company aims to alleviate the financial stress of student debt for employees while helping employers improve talent recruitment, retention, and overall workforce productivity.

Founded 2024

PaymentWorks Inc.

Other Technology
Boston, Massachusetts

PaymentWorks Inc. is a technology company specializing in vendor management and supplier onboarding solutions. Its flagship offering is a secure, cloud-based platform that streamlines vendor onboarding while ensuring compliance and minimizing fraud risks in business payments.

PFM Solutions, LLC

Other Technology
Minnetonka, Minnesota

PFM Solutions, LLC, based in Minnetonka, Minnesota, specializes in providing advanced financial modeling technology and services to support strategic decision-making in both the public and private sectors. As part of the broader PFM network, the company focuses on delivering tools that significantly enhance financial planning and forecasting capabilities for its clients.

PIKL, Inc.

Other Technology
Denver, Colorado

PIKL, Inc. is an innovative insurtech company dedicated to providing specialized insurance solutions tailored for the sharing economy. With a strong emphasis on short-term rentals and property sharing, PIKL addresses the critical insurance gaps faced by individuals and businesses engaged in these emerging markets.

Founded 2024

POPID, INC

Other Technology
Canoga Park, California

PopID, Inc. is an innovative technology company specializing in biometric identity verification solutions, primarily utilizing facial recognition technology. Their flagship product, PopPay, enables consumers to effortlessly authenticate their identity and complete payments simply by using their facial features.

Praxis Solutions, Inc.

Other Technology
West Hollywood, California

Praxis Solutions, Inc. is an innovative, AI-driven, tech-enabled services firm dedicated to providing tailored solutions for wealth and asset managers. The company focuses on helping financial institutions adapt to the rapidly changing technological landscape and market demands by leveraging cutting-edge analytics and artificial intelligence.

Rain Technologies Inc.

Other Technology
Nashville, Tennessee

Rain Technologies Inc. is a forward-thinking company that operates at the intersection of display technology and financial technology, creating innovative solutions tailored to meet contemporary challenges in both automotive and workplace settings. With divisions dedicated to enhancing driver safety through advanced display mechanisms and providing financial security via Earned Wage Access programs, Rain Technologies is poised for substantial growth.

Relief Technologies Inc.

Other Technology
Coral Gables, Florida

Relief Technologies Inc. is a financial technology company dedicated to assisting consumers in managing and reducing their debt. The company leverages innovative technology to create an accessible platform that empowers users to negotiate directly with creditors, transforming the often complex debt settlement process into a streamlined experience.

Founded 2020

RepublicX LLC

Other Technology
New York, New York

RepublicX LLC is a financial technology and digital asset company operating within the larger Republic Group ecosystem. The firm specializes in creating and issuing tokenized investment products, aiming to democratize access to previously inaccessible private market opportunities for retail investors worldwide.

Founded 2025

Rift Research, Inc.

Other Technology
San Francisco, California

Rift Research, Inc. is a specialized consultancy that assists businesses in claiming Research and Development (R&D) tax credits in the UK. By simplifying the claim process, the company enables innovative enterprises to maximize their potential tax relief while educating them about their qualifications under the scheme.

Founded 2024

Saint-Saens (HK) International Ltd

Other Technology

Saint-Saens (HK) International Ltd is a Hong Kong-based company that operates as an issuer of securities, facilitating investment opportunities particularly for international markets. The firm primarily focuses on capital formation and financial activities rather than producing goods or consumer services.

Founded 2024

Savii Co.

Other Technology
Elkhorn, Nebraska

Savii Co. is a fintech company that focuses on providing salary-linked financial wellness solutions to employees, partnering directly with enterprise companies in the Philippines and Asia. The company aims to solve the problem of limited access to affordable and reliable financial services for employees in emerging markets by integrating financial solutions with employers' payroll systems.

Founded 2023

Silicon Derivatives Inc.

Other Technology
Hartsdale, New York

Silicon Derivatives Inc. is a specialized financial services firm that focuses on derivative trading and related financial services particularly within the chemicals and manufacturing industries. The company provides innovative solutions to manage the complexities and risks associated with financial investments in silicon-based products and chemicals.

Founded 2024

Sion Inc.

Other Technology
Oceanport, New Jersey

Sion Inc. is a technology company focused on enhancing the efficiency of travel agencies, advisors, and hospitality professionals in managing commission payments. By automating the complex process of commission tracking, Sion aims to alleviate the common issues of errors and inefficiencies within the travel booking system.

SOKN Engineering, Inc.

Other Technology
Whitefish, Montana

SOKN Engineering, Inc. specializes in providing advanced solutions for financial market forecasting and analysis by harnessing the power of artificial intelligence and abstract modeling techniques. The company focuses on creating precise market predictions that assist businesses and investors in making informed decisions in a fluctuating economic landscape.

Founded 2022

Sotira Fintech Co.

Other Technology
Melano Park, California

Sotira is an innovative AI-driven platform dedicated to transforming how brands manage surplus inventory. By automating the liquidation process, Sotira enables companies in the retail and consumer goods sectors to efficiently offload excess stock, thereby maximizing financial returns and minimizing waste.

Founded 2021

Spendr LLC

Other Technology
Cincinnati, Ohio

Spendr LLC is a dynamic company operating in the financial technology industry, known for developing innovative solutions tailored to enhance personal and business financial management. They leverage advanced analytics and user-friendly interfaces to streamline budgeting and expenditure tracking for a diverse clientele.

Founded 2021

Stitch Money Corp

Other Technology
Germiston South, Gauteng, T3

Stitch Money Corp is a dynamic payments infrastructure and fintech company based in South Africa, dedicated to simplifying the complexities of financial transactions and enhancing user experience for businesses. The company offers a comprehensive suite of payment solutions that cater to diverse financial needs, focusing on operational efficiency and accessibility in the financial system.

Summer, PBC

Other Technology
New York, New York

Summer, PBC is an organization that specializes in providing comprehensive support for student loan debt management through its end-to-end platform. The company focuses on assisting employers and institutions navigate the complexities of student loan repayment and education financing to improve financial wellness for their employees.

Tapcheck Inc.

Other Technology
Plano, Texas

Tapcheck Inc. is a financial technology company that specializes in earned wage access (EWA), allowing employees to access a portion of their earned wages before the traditional payday. By providing financial flexibility, Tapcheck aims to mitigate dependency on high-interest loans and reduce the financial stress associated with conventional pay cycles.

Totem Systems, Inc.

Other Technology
Richmond, Virginia

Totem offers financial institutions comprehensive solutions for valuing and verifying derivative positions using independent, consensus-based pricing data. As part of S&P Global Market Intelligence, Totem leverages market-leading expertise and data from active market participants to deliver transparent and reliable valuations across various asset classes.

Tribexa Inc.

Other Technology

Tribexa Inc. is a dynamic software company specializing in enterprise ecosystem management solutions tailored for private capital markets and alternative investment sectors. By addressing the complexities of operational and compliance management, Tribexa offers innovative technology that streamlines and enhances investment firm workflows.

Founded 2022

Unicoin Inc.

Other Technology
New York, New York

Unicoin Inc. presents an innovative solution to the challenges of cryptocurrency volatility by introducing a new digital currency that is specifically designed for stability and sustainable growth. Their flagship product, Unicoin, distinguishes itself from the vast cryptocurrency landscape by being backed by equity stakes in promising emerging growth companies, thereby offering users a foundation of intrinsic value.

Waffle Labs, Inc.

Other Technology
New York, New York

Waffle Labs, Inc. is an innovative insurtech company dedicated to simplifying and streamlining the insurance coverage process for consumers. Their flagship product is a comprehensive digital insurance platform that enables users to quickly and conveniently purchase a variety of insurance policies online.

Windy Financial LLC

Other Technology
Dover, Delaware

Windy Financial LLC is a private investment entity based in Chicago, Illinois, that has operated as a crypto-asset market maker and a private investment fund. The firm gained notice through an SEC enforcement action for its role in providing liquidity on the Beaxy crypto trading platform, where it was alleged to have acted as an unregistered dealer. Currently, it appears to be focused on raising capital through private securities offerings.