$6.0M
+$6.0M this year1 filing since 2026 · latest SAFE filed
Finzly is a Charlotte, North Carolina fintech that sells BankOS, a composable, API-first banking platform banks and credit unions run alongside their existing core systems. The platform lets institutions modernize payments, accounts, and treasury operations without a core replacement, deploying individual modules independently. Finzly was founded by Booshan Rengachari, who previously managed international technology at Wells Fargo. Named customers include Synovus, EverBank, First Citizens Bank, Metropolitan Commercial Bank, and Wings Credit Union.
What sets it apart
Sits alongside a bank's legacy core rather than replacing it, so an institution can add real-time payment rails, virtual accounts, or FX one module at a time instead of running a multi-year core conversion.
A cloud-native, API-first banking operating system that layers payments, account, digital, trade, and token capabilities over a financial institution's existing core, delivered as five independently deployable modules Finzly calls Galaxies.
