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Finzly

Payments and banking modules that sit beside bank cores

Raised to date

$6M

of $6M offered across 1 Form D filing

Investors
1
Last filed
Apr 30, 2026

About

Finzly is a Charlotte, North Carolina fintech that sells BankOS, a composable, API-first banking platform banks and credit unions run alongside their existing core systems. The platform lets institutions modernize payments, accounts, and treasury operations without a core replacement, deploying individual modules independently. Finzly was founded by Booshan Rengachari, who previously managed international technology at Wells Fargo. Named customers include Synovus, EverBank, First Citizens Bank, Metropolitan Commercial Bank, and Wings Credit Union.

Sits alongside a bank's legacy core rather than replacing it, so an institution can add real-time payment rails, virtual accounts, or FX one module at a time instead of running a multi-year core conversion.

Funding

  • Security to be acquiredFiled Apr 30, 2026Form D
    $6M/ $6M

Product

BankOS

Banking platform software

A cloud-native, API-first banking operating system that layers payments, account, digital, trade, and token capabilities over a financial institution's existing core, delivered as five independently deployable modules Finzly calls Galaxies.

  • Unified payment orchestration across ACH, Fedwire, RTP, FedNow, and SWIFT
  • Virtual accounts and real-time multi-currency ledger
  • API-first, cloud-native architecture

Built for

Banks, credit unions, and fintechs offering embedded banking or BaaS services

People on file