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Low Rate

2 viewers · 30d

Total raised

$3.3M

+$3.3M this year

1 filing since 2026 · latest Equity filed

Cumulative raised
LAST ROUND
Equity · $3.3M
ROUNDS
1
INVESTORS
5
FOUNDED
2025
HQ
San Clemente, CA
SECTOR
Fintech
EMPLOYEES
N/A
30D VIEWERS
2

AI overview

Updated

LowRate Co operates an AI-driven mortgage marketplace that puts wholesale lender pricing in front of individual borrowers. A borrower fills out one application and the platform compares their profile against a network of more than 30 wholesale lenders in real time, returning personalized rate quotes and loan terms. The company is a licensed mortgage broker (NMLS #2120424) rather than a direct lender, and markets itself on transparent pricing with no rate markups and on not selling borrower data. It is based in San Clemente, California and led by CEO Benjamin Anderson.

What sets it apart

Exposes wholesale mortgage pricing directly to consumers through a single application, with an AI assistant handling the comparison and guidance work a borrower would otherwise do by shopping lenders one at a time.

Funding history

1 round
Equity+1Apr 2, 2026
Form D
+$3.3M$3.3M total

Latest SEC filings

via EDGAR · CIK 0002097546
Form D · Apr 2, 2026View on EDGAR

Products

1 tracked

LowRate Co mortgage marketplace

Consumer mortgage marketplace

A consumer-facing platform where a borrower applies once and receives the lowest available rate across a network of 30+ wholesale mortgage lenders, guided by Cindie, the company's AI assistant.

  • Single application distributed across 30+ wholesale lenders
  • Real-time rate and loan-term comparison against the borrower's profile
  • Cindie, an AI assistant available 24/7 to guide the application
  • Cash-out refinance focus with transparent, non-marked-up pricing

Links

WebsiteSEC EDGAR filings