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Companies

mCards

Branded payment cards and rewards for organizations

Raised to date

$11.1M

of $15.2M offered across 1 Form D filing

Still open
$4.1M
Investors
6
Last filed
Jun 23, 2026

About

mCards is a Houston-based financial technology company that builds digital payment card and wallet infrastructure for organizations. Its platform lets brands, membership groups and employers launch branded smart cards, rewards programs and promotional cash without becoming a bank themselves. Cards are issued through FDIC-insured partner banks (Bangor Savings Bank and MVB Bank) on the Mastercard network. Consumers manage their cards and linked accounts through the mCards app on iOS and Android.

A single mobile-native card that can be linked to multiple points, rewards, offer, membership and payment programs at once, offered as turnkey white-label infrastructure rather than a standalone consumer wallet.

Funding

  • EquityFiled Jun 23, 2026Form D
    $11.1M/ $15.2M

Product

mCard

Payments platform

A mobile-first, tap-enabled digital payment card that can be linked to credit, debit, points, rewards, gift card and merchant-funded offer programs, so one card carries the benefits of a whole wallet.

  • Mobile wallet enabled, tap-to-pay digital cards
  • Links multiple funding sources, points and offer programs to one card
  • Customizable member rewards and proprietary points currency

Built for

Organizations launching branded payment and rewards programs — brands, membership organizations, employers and creators — plus the consumers who carry the resulting cards

People on file