ONOW Ascent is an Indiana-based software company building AI-powered financial tools for micro, small, and medium enterprises in low- and middle-income countries, primarily across Sub-Saharan Africa and Southeast Asia. Its Ascent app uses a chat-based interface to let business owners record revenue, expenses, assets, and liabilities and automatically generates income statements and transaction records from that data. The platform layers on an AI business assistant that answers questions in the user's own language, and uses the accumulated financial history to help underbanked owners build a credit profile and access capital. It is part of the broader ONOW Group, whose earlier work was micro-enterprise incubation and coaching.