Skip to content
Companies

Worth AI

Small-business onboarding and underwriting for lenders

Raised to date

$30M

of $30M offered across 1 Form D filing

Investors
10
Last filed
Apr 8, 2026

About

Worth AI is an AI-powered platform that consolidates small-business onboarding and underwriting for financial institutions into a single system. It combines KYB, KYC, identity verification, fraud checks and risk assessment with workflow automation, and issues a unified business credit score called the Worth Score. The company maintains a database of more than 350 million small and medium businesses with proprietary crosswalking technology for entity resolution. It was founded in 2023 in the Orlando area by Sal Rehmetullah, Suneera Madhani and Jacques Fu, the team behind payments company Stax.

Worth replaces a stack of separate KYB, KYC, fraud and underwriting vendors with one platform anchored on its own Worth Score and a 350M+ SMB database, and reports customer results of 37%+ higher approval rates and 43%+ lower application abandonment.

Funding

  • EquityFiled Apr 8, 2026Form D
    $30M/ $30M

Product

Worth Platform

Onboarding and underwriting platform

An end-to-end onboarding and underwriting platform for financial institutions that auto-fills applications, runs KYB/KYC/IDV and fraud verification, scores risk, and automates approval decisions in one interface.

  • Worth Pre-Fill: auto-populates an application from just name, address and tax ID
  • Worth Score: unified business credit score built from multiple data sources
  • Decisioning Engine: custom rules engine automating onboarding decisions and scoring

Built for

Financial institutions and their software partners — banks, credit unions, payment processors, fintechs, lenders and independent software vendors — that onboard and underwrite small and medium businesses.

People on file