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Companies

MedZero

Zero-interest medical bill financing as an employee benefit

Raised to date

$3.9M

of $4.5M offered across 1 Form D filing

Still open
$595K
Investors
25
Last filed
May 15, 2026

About

medZERO is a healthcare financial wellness platform offered as an employee benefit. It gives employees an approved spending amount they can use to pay out-of-pocket medical costs immediately and repay over time at zero interest and zero fees, with no credit check and no credit impact. Employees access funds through a mobile app or website, and the platform integrates with HSAs so payments can be made pre-tax. Providers are paid in full up front, and employers use it to help staff actually use the insurance coverage they have.

Zero-interest, zero-fee point-of-care financing delivered as an employer benefit rather than as consumer medical credit, with no credit check, no credit impact, and HSA integration that lets the same spend be made with pre-tax dollars.

Funding

  • Security to be acquiredFiled May 15, 2026Form D/A
    $3.9M/ $4.5M

Product

medZERO

Employee benefits / healthcare payments platform

A mobile platform that advances employees funds for out-of-pocket healthcare expenses — copays, deductibles, dental, vision, and prescriptions — repaid over time through payroll at no interest and no fees.

  • Zero-interest, zero-fee financing for qualified medical expenses
  • No credit check and no impact on the employee's credit
  • Instant approval with 24/7 access via mobile app or web

Built for

US employers and benefits brokers buying it for their workforces, with employees as the end users

People on file