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Companies

PatientFi

Payment plans for elective and cosmetic procedures

Raised to date

$13M

of $15M offered across 1 Form D filing

Still open
$2M
Investors
3
Last filed
Jun 15, 2026

About

PatientFi is a healthcare fintech that provides point-of-care financing for elective, cash-pay medical procedures. It partners with aesthetic, plastic surgery, fertility, dental, dermatology, hair restoration and audiology practices, which offer patients monthly payment plans instead of paying the full cost up front; the practice is paid in full at the time of treatment. The company underwrites with a soft credit pull and looks beyond credit scores, approving amounts up to $60,000 with 0% interest options. Founded in 2017 by CEO Todd Watts and headquartered in Irvine, California.

Underwriting purpose-built for cash-pay elective care rather than a general medical credit card: a 60-second application with instant decisions, soft credit checks only, and approval rates and amounts the company markets as the highest in the category against CareCredit and Cherry.

Funding

  • Security to be acquiredFiled Jun 15, 2026Form D
    $13M/ $15M

Product

PatientFi patient financing platform

Consumer lending / point-of-sale financing

A lending platform embedded in the practice's checkout flow that lets patients apply for and receive instant approval on monthly payment plans for elective procedures, while the provider receives payment in full when the treatment is rendered.

  • 60-second application with instant approval decisions
  • Soft credit pull, no hard credit inquiry
  • Financing up to $60,000 per patient

Built for

Cash-pay elective healthcare practices - aesthetics and medspas, plastic surgery, fertility clinics, dental, dermatology, hair restoration and audiology - and the consumers those practices treat

People on file