Skip to content
Companies

Mobile Money Americas

Which operates as m-banco and MOMO narrowbank, is a mobile money and digital banking company incorporated in Wyoming and filing from Cheyenne

Raised to date

No sales reported yet

of $200M offered across 1 Form D filing

Still open
$200M
Last filed
Jun 22, 2026

About

It describes itself as a virtual-money financial institution: account holders' funds are held at a central bank and their accounts live on their mobile devices. Services include payments, transfers, remittances, currency exchange, savings and loans. It is led by CEO and founder Randolph Maximillian Kantorowicz-Toro.

A narrowbank structure — customer deposits are held in an account at the central bank rather than lent out — combined with an agent network of independent 'Xchanges' that act as branches and ATMs for cash in and cash out, aimed at people without access to traditional banking.

Funding

  • EquityFiled Jun 22, 2026Form D/A
    None sold/ $200M

Product

B4P (Banking for People)

Mobile money / digital banking platform

A mobile banking platform that converts fiat deposits into an equivalent e-currency held against the company's central bank account, which account holders spend, send or redeem from their phones or through the company's network of independent agent Xchanges.

  • Mobile accounts with fiat converted to a backed e-currency
  • Deposits held in an account at the central bank (narrowbank model)
  • Domestic and international transfers and remittances

Built for

Unbanked, underbanked and migrant consumers, plus small businesses, in the Americas

People on file