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Companies

Cover Genius

Embedded insurance at checkout for digital brands

Raised to date

$110.9M

of $111M offered across 1 Form D filing

Still open
$701
Investors
7
Last filed
Jul 14, 2026

About

Cover Genius is a New York-headquartered insurtech, founded in 2014, whose XCover platform lets global digital brands embed insurance and protection products directly into their own checkout and platform experiences. It is licensed or authorized in more than 60 countries and all 50 US states, serving partners including Uber, Ryanair, Amazon, eBay, Turkish Airlines, and Priceline across travel, retail, logistics, gig economy, mobility, banking, fintech, and ticketing. In July 2026 the company raised $100M backed by Vista Credit Partners at a $1.9B valuation to fund bancassurance acquisitions and agentic AI commerce infrastructure.

A carrier-agnostic, single-API embedded protection platform licensed across 60+ countries and all 50 US states, with instant claims payment in 90+ currencies and a revenue-share model that turns insurance into an income stream for partner brands.

Funding

  • EquityFiled Jul 14, 2026Form D
    $110.9M/ $111M

Product

XCover

Embedded insurance platform

A global embedded-protection distribution platform that lets digital brands embed and sell multiple lines of insurance and protection through a single API, with a fully white-labeled customer journey from quote to payout.

  • Single API integration to multiple carriers across markets
  • Licensed or authorized in 60+ countries and all 50 US states
  • White-label customer experience from quote to payout

Built for

Large digital brands and marketplaces in retail/eCommerce, travel, logistics, gig economy, mobility, banking, fintech, and ticketing that want to embed insurance and protection at the point of sale.

People on file